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Why did my car insurance go up with no accidents?
A short explainer on why a renewal premium can rise even after a clean year: statewide rate increases, lost discounts and policy changes, and how to find the exact reason on your declarations page. State rules vary.
This short video is a summary of our explainer Why Did My Car Insurance Go Up With No Accidents?, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Why did my car insurance go up with no accidents? A clean year does not lock in your price. Insurers can raise rates for everyone in a state when repair, parts and claim costs climb. Your own price can also change when a discount drops off, or your car, address or drivers change. Put last year's declarations page next to the new one, then ask your insurer which line changed. Rules vary by state. Compare free quotes at autoinsurancebundle.pro.
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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.