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Pennsylvania limited tort vs full tort, explained
A short explainer on Pennsylvania's tort options, what limited tort blocks after a crash, the main exceptions, and why drivers who never chose are treated as full tort.
This short video is a summary of our explainer Pennsylvania Limited Tort vs. Full Tort: What Your Choice Means After a Car Accident, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Hurt in a car accident in Pennsylvania? Your tort option matters. Limited tort costs less, but it blocks pain and suffering claims unless the injury is serious or an exception applies. Exceptions include a drunk driver who is convicted, an out-of-state vehicle, or an uninsured driver at fault. Full tort keeps your full right to sue. If you never chose, you're treated as full tort. Check your declarations page. Compare free quotes at autoinsurancebundle.pro.
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