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New Jersey verbal threshold: the six injury types
A short explainer on New Jersey's limitation on lawsuit option, the six injury categories that meet the verbal threshold, the doctor certification requirement, and how PIP still pays medical bills.
This short video is a summary of our explainer New Jersey Verbal Threshold: Which Injuries Let You Sue After a Crash, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Hurt in a New Jersey crash with the limited right to sue? Under the limitation on lawsuit option, you can't sue for pain and suffering unless your injury meets the law's threshold. That means death, dismemberment, significant scarring or disfigurement, a displaced fracture, loss of a fetus, or a permanent injury. A doctor must certify it with objective medical evidence. Medical bills still go through your PIP. Check which lawsuit option you chose. Compare free quotes at autoinsurancebundle.pro.
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