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Hit by a car while walking or biking?
A 36-second explainer on New Jersey crosswalk rules and how PIP and liability coverage usually work when a car hits a pedestrian or cyclist.
This short video is a summary of our explainer Pedestrian Killed in Brick Township, NJ Crash: Whose Auto Insurance Pays When a Car Hits Someone on Foot or on a Bike, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Hit by a car while walking or biking? In New Jersey, drivers must stop and stay stopped for people in a marked crosswalk. Cyclists count as pedestrians for PIP. Personal injury protection pays medical bills, whoever was at fault. A household auto policy usually pays first, or else the driver's PIP. Pain and suffering claims go to the at-fault driver's liability coverage. Get the police report and keep every bill. Rules vary by state. Compare free quotes at autoinsurancebundle.pro.
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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.