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Hit by a train at a railroad crossing?
A 36-second explainer on railroad crossing rules and how Kansas PIP, collision, and liability coverage usually work after a train strikes a vehicle.
This short video is a summary of our explainer Train Strikes a Vehicle at a Gardner, Kansas Railroad Crossing: How Auto Insurance Works After a Train Crash, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Hit by a train at a railroad crossing? When lights flash or gates are down, you must stop. A driver who goes around the gates is often found at fault. In Kansas, your own personal injury protection pays first for medical bills and lost wages, whoever caused the crash. Collision coverage can fix your car, minus the deductible. Liability can cover railroad property you damage. Keep the police report and photos. Rules vary by state. Compare free quotes at autoinsurancebundle.pro.
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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.