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Do you need the police after a minor crash?

32 sec · Published . Licensed stock footage; illustrative only, not footage of a real crash or real people involved in one.
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A 32-second explainer on when to call 911 after a small crash, how state damage thresholds and DMV forms work, and why a police report helps your claim.

This short video is a summary of our explainer Minor Car Accident With No Police Report? Insurance Claims, State Rules, and When to Call Police, which covers the details, the steps to take, and how auto insurance typically handles it.

Transcript

Small crash. Do you really need the police? If anyone is hurt, even slightly, call 911 right away. Many states also require a report once damage passes a set dollar amount, and some want a separate DMV form. Even when it's optional, a police report records the scene before anyone's story changes. Check your state's rules and tell your insurer promptly. Compare free quotes at autoinsurancebundle.pro.

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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.

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