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Keyed or vandalized car: what insurance covers
A short explainer on vandalism claims: why comprehensive coverage usually applies, how the deductible affects the payout, and what to document before you file.
This short video is a summary of our explainer Keyed or Vandalized Car? How Comprehensive Coverage and Your Deductible Work, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Someone keyed your car or smashed a window? Here's how insurance handles it. Vandalism usually falls under comprehensive coverage, not collision. Liability alone won't pay to fix your own car. Your comprehensive deductible comes off the payment, so get a repair estimate before you file. Take photos, file a police report, and tell your insurer quickly. Stolen belongings may fall under other policies. Check your comprehensive deductible today. Compare free quotes at autoinsurancebundle.pro.
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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.