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Pothole wrecked your tire? Who pays
A short explainer on how pothole damage is usually handled by collision coverage, when a road-agency claim is possible, and what evidence to save.
This short video is a summary of our explainer Pothole Damage: Does Car Insurance Cover It, and Can You Claim It from the City or State?, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Did a pothole wreck your tire or rim? Pothole damage is usually a collision claim, so your deductible applies. Liability-only coverage won't pay for your own car. You may also file a claim with the city, county, or state that maintains the road. Notice deadlines can be short, and rules vary. Photograph the hole, the damage, and the exact location, with the date and time. Keep every repair receipt. Compare free quotes at autoinsurancebundle.pro.
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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.