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Is Kentucky a no-fault state?
A 35-second explainer of Kentucky's choice no-fault law: $10,000 of personal injury protection pays medical bills and lost wages regardless of fault, a pain-and-suffering claim needs a legal threshold, and drivers who file a rejection form before a crash keep full rights to sue but give up those benefits. State rules vary.
This short video is a summary of our explainer Is Kentucky a No-Fault State? Who Pays After a Crash, which covers the details, the steps to take, and how auto insurance typically handles it.
Key moments
- 0:00 Is Kentucky a no-fault state? Yes, and drivers get a choice
- 0:04 Kentucky PIP: $10,000
- 0:13 The right-to-sue threshold
- 0:21 The no-fault rejection form
- 0:27 State rules vary
Transcript
Is Kentucky a no-fault state? Yes, and drivers get a choice. Personal injury protection pays up to 10,000 dollars per person for medical bills and lost wages, no matter who caused the crash. Suing for pain and suffering needs over 1,000 dollars in medical bills, a broken bone, permanent injury, or death. Reject no-fault in writing before a crash to keep full rights to sue, but you give up those benefits. State rules vary. Compare free quotes at autoinsurancebundle.pro.
General information only, not legal or insurance advice; rules vary by state and policy. AutoInsuranceBundle.pro is an independent referral site, not an insurer: calls connect you to licensed agents in our partner network, who may be compensated. Free, no obligation; calls may be recorded. Questions: contact@autoinsurancebundle.pro.