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Slid on black ice? Here's who usually pays
A short explainer on how fault is usually decided after a black ice crash, how liability, collision and comprehensive coverage apply, and what to document.
This short video is a summary of our explainer Black Ice Car Accident: Who Is at Fault, and What Insurance Pays After a Slide, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Slid on black ice and hit another car? Ice usually isn't a legal excuse. Drivers are expected to slow down for conditions, so a slide into another car often counts as at fault. Liability pays the other driver. Your own collision coverage fixes your car, minus the deductible. Hit by falling ice or a snow-laden tree? That's usually comprehensive instead. Slow down, leave extra space, and photograph the road. Compare free quotes at autoinsurancebundle.pro.
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