Golf cart crash on a public road: who pays?

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A short explainer on golf cart and low-speed vehicle crashes: the federal LSV definition, Florida's registration and road rules, and why an auto policy may not cover a golf cart.

This short video is a summary of our explainer Golf Cart or Low-Speed Vehicle Crash on a Public Road: Who Pays?, which covers the details, the steps to take, and how auto insurance typically handles it.

Transcript

Golf cart crash on a public road? Your car insurance may not cover it. Under federal rules, a low-speed vehicle tops out at 20 to 25 mph. In Florida, a low-speed vehicle must be registered, titled and insured. Golf carts may use only designated roads. Many auto policies don't automatically cover a golf cart, so ask your insurer before you drive. State rules vary, so check yours. Compare free quotes at autoinsurancebundle.pro.

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