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Colorado MedPay: the $5,000 you may already have
A short explainer on Colorado's default $5,000 medical payments coverage, who it pays, how it works regardless of fault, and how it applies to health-plan deductibles and coinsurance.
This short video is a summary of our explainer Colorado MedPay After a Car Accident: The $5,000 Coverage Most Drivers Already Have, which covers the details, the steps to take, and how auto insurance typically handles it.
Transcript
Hurt in a car accident in Colorado? Check your MedPay. Colorado auto policies include $5,000 of medical payments coverage unless you rejected it in writing. It pays reasonable medical bills for you and your passengers, regardless of fault, and before your health insurance. It can also cover your health plan's deductible and coinsurance. Find MedPay on your declarations page. Compare free quotes at autoinsurancebundle.pro.
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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.