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Auto Insurance News & Crash Explainers — Page 3
Plain-English explainers built around real, publicly reported U.S. car crashes, plus guides to common situations like uninsured drivers, rental cars, and total losses: what to do, and how auto insurance typically handles it. New articles are added regularly.
Crashed a Rental Car? How Your Own Policy, the Counter Coverage, and Your Credit Card Fit Together
Before you initial "decline" at the rental counter, know what your own policy covers. A guide to rental car crashes, loss-of-use fees, and card benefits.
Work Zone Crash on I-97 in Maryland: What Drivers Should Know About Rear-End Collisions Near Lane Closures
A driver slowed for a lane closure and was hit from behind. Why rear-end claims usually favor the front car, and why Maryland's fault rule is unusually strict.
Parking Lot Accidents: Who Is at Fault, and How Insurance Sorts Out Low-Speed Fender Benders
Two cars back out at the same time. Who pays? A practical guide to the most common parking lot crash scenarios and how insurers usually handle them.
Deer Collision on I-29 in Missouri: Why Hitting the Deer and Swerving Around It Are Different Insurance Claims
A pickup struck a deer and ended up in the median. The same deer could lead to two very different claims depending on what the driver did next.
Hit by an Uninsured Driver? A Step-by-Step Guide to Getting Your Car and Medical Bills Covered
The other driver admits they have no insurance. Here is what to do at the scene and which parts of your own policy can pay for the damage.
Wrong-Way Driver Hits a Police Cruiser on I-89 in Vermont: What Impaired-Driver Crashes Mean for Your Insurance
Two vehicles totaled, a suspected impaired driver, and a passenger without a seat belt. What a wrong-way crash teaches about liability limits and UM/UIM.
Chain-Reaction Crash on I-75 Near Ringgold, Georgia: How Insurance Sorts Out Who Pays
Three collisions, two traffic citations, and one closed interstate. Here is how fault and auto insurance typically work when several cars crash in a row.
