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Car accident deadlines by state, in 35 seconds

35 sec · Published . Stock footage and narration created for this guide; not footage of a real crash, court case or person.
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A short explainer on the two kinds of car accident deadlines: the time limit to sue for injuries and car damage, and the duty to report a crash to police or the DMV. Claims against government agencies often need notice sooner. Check your state's official statute.

This short video is a summary of our explainer Car Accident Deadlines by State (2026): Statute of Limitations & Crash Reporting Rules, which covers the details, the steps to take, and how auto insurance typically handles it.

Transcript

Car accident deadlines by state. Miss one, and a valid claim can be lost. Every state sets a deadline to sue for injuries and for car damage, from one year to ten, and the two can differ. Many states also make drivers report a crash to police or the DMV when someone is hurt or damage passes a set amount. Claims against a city or state agency often need notice much sooner. Check the official statute for your state. Rules change. See the full table at autoinsurancebundle.pro.

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Important: This video is general information, not legal, tax, or insurance advice, and coverage rules vary by state, insurer, and policy. AutoInsuranceBundle.pro is a free, independent insurance comparison and referral service. We are not an insurance company, we do not issue policies, and we do not provide insurance advice. Calls to the number on this site are routed to licensed insurance agents or agencies in our partner network, who may receive compensation. Calling is completely voluntary and there is no obligation to buy. Rates, discounts, and availability vary by carrier, state, and individual eligibility; not all carriers, products, or discounts are available in all states. Calls may be recorded for quality and compliance purposes.

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